Annuities & guaranteed income.
Contractual income vehicles that turn a portion of your savings into a paycheck you can’t outlive.
A paycheck for the years without one.
An annuity is a contract with an insurance carrier that can protect principal from market losses and, when you’re ready, convert savings into predictable income — including income guaranteed for life. Fixed and fixed-indexed options offer principal protection with growth potential, and an optional income rider can add a lifetime paycheck for you, or for you and your spouse.
Protect, grow, then get paid.
Protect the principal
Fixed and fixed-indexed annuities are designed to shield your money from market downturns while still offering the potential to grow.
Grow with a floor
Fixed-indexed options credit interest tied to an index up to a cap, with a floor that protects against index losses.
Turn it into a paycheck
When you’re ready, an income benefit can pay a set amount for life — income you can’t outlive, no matter how markets behave.
Who it fits — and what to weigh.
Retirees and near-retirees who want certainty and an income floor for essential expenses — not guesswork — for a portion of their savings.
Guarantees are backed by the claims-paying ability of the issuing carrier, not the government. Annuities can carry surrender charges for early withdrawals, vary widely by contract, and riders may cost extra. They’re one tool in a plan, not a fit for every dollar, and withdrawals may be taxable and, before age 59½, subject to a penalty.
This page is educational and not a recommendation, offer, or a promise of any specific result. Product features vary by carrier and state and are subject to underwriting. See the full disclosures below.
Turn your savings into income you can’t outlive.
We’ll look at how much guaranteed income your plan may need and whether an annuity is the right tool for part of it — free, and with no pressure.
Free 30-minute personalized education.