What's your Financial Independence number?
Most people want to retire someday. Very few know their number. Find out how much you may need invested to create the income you want — and how much to save each month to get there.
Your Financial Independence Number is the amount of invested money you'd likely need to create the income you want without running out. A common rule of thumb is the 4% withdrawal strategy: if your investments are large enough, you may be able to withdraw about 4% per year.
- How much you may need invested by retirement
- How much you should be saving each month now
- Whether your current strategy is on track
- What changes may help close the gap
Desired annual income × 25 = your Financial Independence Number
Example: to create $100,000/year using a 4% strategy, you may need roughly $2.5 million invested. The goal isn't to scare you — it's to give you clarity and a target you can actually plan around.
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These figures are hypothetical estimates for educational purposes only. They are not a guarantee, projection, or offer, and do not account for taxes, fees, or market volatility. Actual results vary. This is not financial, tax, or investment advice.
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